The representations, information, advice, and opinions presented by Missouri REALTORS® sponsors or advertisers (collectively, the “Information”) are solely their responsibility. Missouri REALTORS® does not endorse, approve or ratify any Information, nor does it guarantee its accuracy, completeness, or appropriateness. Use of any Information by any customer prospect is voluntary, and reliance upon it should be undertaken only after independent analysis. Missouri REALTORS® assumes no responsibility for consequences resulting from the publication or use of any Information. Missouri REALTORS® is also not responsible for, and expressly disclaims liability of, damages of any kind arising out of use, reference to, or reliance on any Information.